| Lease what you need, love what you get | Enjoy financial flexibility with Kafene's affordable lease-to-own options for furniture, appliances, electronics, tires and wheels, and more. No credit? No problem. |
| Apply in minutes | Choose a store and share some basic information about yourself to get started. No credit history is required, and applying will not impact your score. |
| Get approved in seconds! | Our powerful technology will match you to a lease up to $5,000 instantly. Plus, you'll get customized lease pricing options unique to your needs. |
| Lease what you love | Work with the store to pick out your product(s) and start enjoying them as soon as today! Kafene's flexible terms make it easy to find the option that's right for you. |
High approval rates
Don't let credit issues stop you from buying what you want. With Koalafi's high-tech, innovative decisioning and 82% approval rate, there's a good chance you'll be instantly approved for financing, even if your credit score is low.
Once you complete the Koalafi Online Application, you will get an answer instantly.
Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner!
Has your credit score taken a hit?
Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help.
Snap Leasing Requirements
AS EASY AS 1-2-3. NO CREDIT NEEDED.*
A three-digit number doesn't tell your story. That's why every Progressive Leasing approval is NO CREDIT NEEDED.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved Convenient, automatic payment options: Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.
TO APPYL YOU WILL NEED
Once approved, go shopping at your favorite stores. Take your merchandise home same day or arrange for delivery Simple, automatic paymets. Schedule your payment around your paydays
| Costs | The standard lease-to-own agreement offers 12 months to ownership and could cost more than double the cash price |
| Initial Payment | The initial payment is the first lease-to-own payment and is part of the 12-month lease-to-own total cost |
| Early Purchase Options |
In addition to acquiring ownership by making all scheduled payments, you may exercise one of Progressive's early purchase options, as described in the Lease. Customers are automatically enrolled in the standard Lease agreement that auto-renews for up to 12 months. You can follow the steps required to set up or exercise either the 90-day purchase option or other early purchase options -call Progressive at 877-898- 1970 or visit the website, progleasing.com. 90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970. |
Apply today, take time to pay.
In-Store & Online
How it Works
Applying is convenient, fast and safe!
| Payment Solutions fit for life - not your credit score. | Get clear terms, easy payment options, and consideration beyond your credit score with American First Finance. |
| What each product has in common | Regardless of which product is used, the application experience is fast and easy. While your credit will be checked, none of the products offered require that you have a credit score in order to get approval. In most cases, approval amounts can be as high as $5,000. And everything is done with complete transparency before, during, and after the agreement signing process. |
| Credit Not Required | Approvals are subject to verification and possible without great credit, but we will check credit history. |
| Pay As You Go | Get approved for up to $5,000 with easy and flexible payment options. |
| Total Transparency | Whichever payment solution you choose, you will see your contract rates, terms and conditions before signing. |
You can be approved for leasable items valued at $500 to $5,000.
No Credit Option
Easy Payment Options
Acima Leasing Requirements:
How much will this cost me?
The cost to acquire ownership depends on whether or not you exercise one of the early purchase options.
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